Free tools
Calculators
Four free tools that do the arithmetic lenders do. No sign up, nothing emailed to you, and the figures stay on your screen unless you ask us to check them.
Mortgage repayment calculator
What the monthly payment would be on a repayment or interest only basis, the total interest over the term, and what the payment becomes if rates are higher when your fix ends.
Remortgage calculator
The monthly difference between your current rate and a new one, the saving across the fix after the product fee, and what it costs if you do nothing and roll onto the standard variable rate.
BTL affordability calculator
The maximum buy to let loan the rental stress test supports at 125% and 145% interest cover, and whether the rent or the loan to value cap is the binding constraint.
Bridging cost calculator
The true total cost of a bridging loan: monthly interest, arrangement fee, a month by month breakdown and the cost as a percentage of the amount borrowed.
Talk it through with us
Every case is different. Call us, message us on WhatsApp, or send us the basics and one of our team will come back to you about the numbers you are working through, usually the same working day.